my baby car insurance

Tuesday, April 7, 2009

Driving licenses in the U.K.?

Is it possible so get a driving license in the U.K. with a student visa, or do I have to be a citizen? And can a U.K. driving license be used in the United Arab Emirates?



It is possible to get a UK driving license on a student Visa. It is more awkward than if you were a UK citizen but it is possible. For more information visit www.dsa.gov.uk. They should have more answers on their website, if not give them a ring.





It is possible to trade your UK driving license with a United Arab Emirates one upon arrival. There will not be another test needed, but may take some time.

Information on CBT and Motorbike License?

I am 17 years old and have found that I dont really have enough money to pass my driving test, get a car and insure it. I need to be able to get around and I think a motorbike or moped would be best for me. I have a provisional driving license, but am not sure if this also covers motorcycles, does it?





Also what kind of bikes can I legally ride at 17 and what tests do I need to do? Rough prices if anyone knows too.





Thanks a lot



you will need to sit the cbt test. the cost is 110 for a one day course. most bike shops will either do the test or put you in touch with someone who can do it. you will only be able to ride a 125 untill you have sat your full bike test. the cost of insurance will vary depending on where you live and what bike you have.


if you buy a 125 with race fairings then your insurance will be much higher. best to buy a naked 125 as these are cheaper to buy and insure.


Ride safe.




when u got ur provisional did u tick the motorbike bit , a cbt cost about 80 quid and lasts for 2 years after that it has to be retaken or you can do a direct access course u can ride upto 125cc on cbt




Try www.dvla.gov.uk or www.dsa.gov.uk

How many questions are on the dmv permit test if I take it for the first time?

Is it easy?


And how many questions do i need to get right to pass?


(in California)





Thanks.



There are total of 36 questions, you need to get at least 30 correct.

Two driving problems?

ok #1 when I turn i am worried that the wheel don't turn back to straight#2 feel like i have to hit the brake all the way down to stop



On #2, it depends on how quickly you need to stop. If you can coast up to a stop, then slowly hit the brakes. If you need to stop quick, then hit them harder.





Don't worry about #1, the wheel will fall back into place (straight) after turning.




1. The steering wheel will want to get back to straight ahead; it's made to do that, and you'll probably have to slow it down a bit. Practice will help, as you get the "feel" of the car.





2. If the brake pedal goes too low or is soft, you need to have the brake system checked. It may be low on fluid, have air in the lines, or the power brake system may not be working. That needs repair, not practice. Get it checked soon.

What happens when opposing insurance company totals my car?

I was in an accident and the at fault drivers insurance company is saying its a total loss. I am financing the vehicle and just got it at the beginning of the year. I don't believe I have GAP, but do know I need to pay the deductible. Since the accident was not my fault, am I still out of a vehicle? What actions should I take?



No, you do NOT pay the deductible, if the other person's insurance is paying. You only pay the deductible if YOUR policy pays you.





Are you still out a vehicle? Most likely. If you agreed to pay $100,000 for a 1978 Chevy Chevette, you got a bad deal. The insurance company is only "on the hook" for the actual cash value.





They don't owe loan payoff, they don't owe replacement cost, they don't owe any taxes, negative equity, late fees, interest payments, none of that.





So, if you owe less on the vehicle than it's worth, you'll have some money in your pocket. If you owe MORE on the vehicle than it's worth, you'll have to write a few checks to get out of the loan.





As far as action, your best bet is to get a clear idea of your car worth - like at www.kbb.com, private party sale value. That way, you won't be surprised when the adjuster calls.




Contact your insurance company!

Does anyone know how much it would cost to get insurance on one of those huge $200,000 RVs,full coverage.?

If you are an expert RVer please include all approximate costs for living in one. Even if you have info on owning a smaller one please explain. Thanks



living in an r v gets old quickly. I have a r v although not that expensive of a model, and my insurance is $54.00 for six months. I have Geico

I bought a car 2 years ago and never taxed it as did not know it was needed. What do I risk if I tell DVLA?

I am a foreigner



The DVLA obviously do not know that you own the car and so you have not got a V5C in your name. Without that you cannot tax the car.


First get the V5C, you need form V62 (downloadable or from post office) then you can get tax.





If you are not a UK or EU citizen please remember you cannot drive after 12 months of being here until you have passed a UK driving test and if you have not your insurance is almost certainly invalid.




Ignorance is no excuse, neither is " I am a foreigner". The log book contains the information about what you need to do as a new of owner of a car, in regards to registration of same.


How did you know you needed insurance? Guess it may be invalid anyway! Have you got an MOT?


The best thing you can do, is to stop using the car until you have got all the correct documents, because if you had an accident, it would be the other person who would lose out.


Oh, one more thing, have you got a licence or didn't the seller of the car tell you, you needed that as well!




What would you have done if you had run some innocent. person over ,or crashed into someones car. Left the car and run away.Because you had no tax or insurance and because you had not registered the car. That is the trouble in this country foreigners don't bother to find out the laws of the country they are staying in. And normally get away with a lot of things




And??????? You live here - you should make yourself aware of the laws of the country in which you live.





Get it taxed tomorrow and remember that you have been driving around without valid insurance and killing someone would have resulted in a jail sentence for you.




Just tax it from first of april you will need the reg document or just the new keeper section do it at the local post office plus the MOT cert. and valid insurance cert.




tell them you are a foreigner and they wont mind in the least .




wel if you got tags for it you payed tax for it if your have register it i wouldnt say anything not unless you just want to spen d money now

Auto insurance rates question?

How is it when you buy a newer car, your rates increase, while there is no decrease as your car ages?


Pure greed on the company%26#039;s part?



Newer cars need more coverage of insurance. Your rates decrease due to your age, driving record, how many policies under one account. You can also use defensive driving to take 10% (i believe) off the bill as well.




You have a new car you need a lot of stuff covered.. You crash it its going to cost more to replace.. and you also are paying on it.. When you own the car you don%26#039;t need alot of things covered as you would with an new car..


%0D%0A

Who

I had a driving incident today. I'm clear sailing on a multiple lane road with 2 lanes in each direction and a turning lane. I'm in the left lane. A truck (the length of a semi) carrying cars (whatever you call those) starts to pull out in front of me in the left lane from the left side of the road. Since the right lane was clear, I moved over to avoid slowing down. It was my impression that the truck was going to take the left lane, but the truck instead crossed the right lane in my path to pull into a place on the right side. I swerved a little on the right shoulder and came to a sudden stop. I held my hand on the horn. The place where the truck was coming out was not straight across to where he went on the other side of the road, it was at an angle, which is why I thought he was going to take the left lane. If there was an accident, the truck would have been at fault for not making sure the right lane was clear, right? As far as if I could have avoided the incident, sure I could have slowed down ahead of time in the left lane. But, in my opinion, there's nothing wrong with making a lane change to avoid slowing down for someone pulling out in your lane, right? And the truck should have made sure the right lane was clear before crossing it, right?





Generally, if I'm a distance away and a semi pulls out in front of me, sure I'll have to slow down a little, but that doesn't usually bother me as long I don't have to stop because they are blocking the lanes. But if a semi pulls out when I'm close enough that I have to stop, then that's not right. Legally, they shouldn't block lanes of traffic, right?





How would insurance deal with something like this if there was an accident? Would they give me crap that I should have slowed down ahead of time in the left lane? Or would they take it that the truck failed to yield to me in the right lane? Because I had no clue that the truck was intending to pull into a place across the street.



Correct. The fault would have been the truck's, for failure to use caution while changing lanes. That's a standard of fault in every state.





Right. They should not be blocking traffic. But sometimes they do it, especially in states with a slower speed limit for large rigs, as a protest.





As to how the insurance would handle it - likely, if there was liability coverage, they'd be making a big fat payment to your estate, after your car got squished by the truck.




I would guess that the insurance companies probably would have done some sort of split on that one. On one hand, the truck driver didn't yield to you, who had the right of way. On the other hand, you had all day to slow down and avoid any problem, but you instead made an obviously incorrect assumption about his intentions.





Just learn from it - next time don't assume you know what the truck is planning to do (big trucks like that will usually drive in the right lane), just back off and let him in and then pass him when you know (not think) it's safe to do so.





Luckily you did ultimately avoid the accident - good job for that.

CAR ACCIDENT ... lady wants 1 Mill for cut finger (California)?

Hi ... there was a car accident in my family where an 80 year old lady hit our car that was crossing a street ...





- relatively low speed at impact


- everyone had seat belts on


- everyone was insured


- no air bag deployment





the old lady got taggedd in her driver door, thus popping her driver door glass ... thus the cut finger.





the car has been repaired ... no problem ( $5,000)





her finger healed long ago. PROBLEM IS SHE IS STILL COMPLAINING ABOUT SOFT TISSUE PAIN / DISCOMFORT in the neck and back nearly a year later ...





SHE WAS BACK HOME AFTER THE ACCIDENT WITHIN AN HOUR THE DAY IT HAPPENED .. and moving about as normal ...





her lawyer is trying to ask for one million $$$$$$$$$$$$ over this. Yes ... 1 Mil !!!!!!!





CALIFORNIA is where it happened ....





WHAT WILL SHE REALLY GET????????? How will this really turn out???





There are some real Insurance Gurus here today reading this ... I hope you might have a moment for your thoughts ...





thank you so much ...



Generally the lawyers will settle out of court for your maximum coverage.




I hate to say this, but she very well may get $1 million for it. Was the acident your family's fault, or hers? Then if she has neck pain, she can say it is a result of the accident and will recieve compensation for punative damages because your family caused the accident. Sorry :(




not $1 mill, but maybe like 50,000, still hurt. no judge in their right mind will give her that much $$ 4 a finger




ok several questions.


$5k for repairs; is that her auto or yours?


did you report to your insurance company?


how did you know about the 1 million? did you receive a letter from the lawyer asking for that much? and if so, appears that they want you to let your insurance company know; they do this to get your attention.


what are you policy limits?


if you have minimum coverage, which i believe could be 5K in CA, (not sure if that is property damage or bodily injury) you are in a world of hurt.





sure she got a cut finger from the glass in the door. also her neck and back maybe a problem since she is 80 years old, and not resilient vs someone younger say age 30.





also; how do you know so much about her? the fact she was home and moving about as normal? are you stalking her?





your insurance company will investigate and make a determination of what her injuries are worth. just because a lawyer demands 1 million means nothing. he is just trying to get your or your insurance company attention. lawyers always ask for the impossible but never get.





5k for repairs is not minor, this would be a decent hit.





you better hope that you have decent coverage on your policy. if you dont have enough to cover her injuries, they will go after your family for the balance owed.


ie; assets; home equity, savings, garnishments etc.





it is doubtful anyone will give you a specific number of what her claim is worth, since we dont have all the facts, her medical records, copy of the damages to your car and hers. only your insurance company can decide the true value of her claim.

Is there anyway i Can I get my license in CT if it is suspended in NJ?

Im supposed to get my license back in august, but i wanted to know if i can go to CT and try to get a license from them. anyone can help?



No, you cannot. My sister had a suspended license in another state, and CT would not license her until she had resolved the situation in that state.





I don't think any states will allow this.




Welcome to the age of computers. Most state DMV's belong to an information sharing compact. A suspension in one state is a suspension in every state.

Can you get your drivers license in ct? and be from ny?

im in school in ct. but i live in ny.


do i have to take the test in ny?


whats the deal on that?


thank u



Since the reason you're in Connecticut is for schooling, you are still considered a resident of New York so you must go by the licensing laws in your resident state.





If you declare residency in CT, then you can get your license in CT.

Maxima SE or GLE.... FAST QUESTION !?!?! THANKS.?

HI, i am 17, getting my first maxima in like a month, its either a 2002 or 2003, i want either an SE or a GLE, but i heard and read that the SE has stiff suspension which is bad, but it has sporty features on the other hand.





I live in NYC btw which has quite a number of road bumps,but i will not be driving very fast


.





Please tell me if the difference is big and which one do you recommend and why?





THANKS AND REALLY APPRECIATE IT !



I would go with the GLE if it has a smoother ride, especially in NYC. The last thing you want on the pothole laden roads in the city is a harsh riding sport tuned suspension that will knock your fillings out.

I have a question about my drivers permit in New Jersey?

Ok Im 18 years old and i finally went to the dmv to get my permit. i passed so i naturally i was happy. Now before i took my test i got this paper which i had to bring up the desk if i passed so i did. Now she stamped it and whats on there is when i was born my eyes ht and the fee with a card in the upper right coener stating certificate not issued. I alsoi have a stamp with my validation number. With that i have stapled behind this paper a regular white sheet of paper containing my driving test appointment which is in october of 09. Now what im asking is if the first page is my permit. Its kinda weird to me that its a peice of paper not like a id card like a license would have. It also has a stamp of GDL. She told me everything and just walked away so i thought i was done and this was my permit and we left. I think its my permit because it says on the front "not valid for practice driving until officially stamped on reverse side". Now on the back it is stamped which says validated for supervised driving. And it has a silver sticker saying the great seal of the state of new jersey. Im just worried because my picture isnt even on it. Im new to this kinda thing so maybe this really is my permit. I dont know. If anyone can help me i would appreciate it Thanks.



Oh don't sweat it.. she gave you your permit... Just make sure you put it in your wallet whenever you go out for a drive with somebody who has a license and make sure you have your state ID too. Just in case you get stopped, you have your state ID to show that it is you on that paper. Goodluck with the roadtest! Be mindful of restrictions and violations!!!




Yup, that's your permit. Just carry it when you drive.





When you get your actual license, you'll get a plastic card with your picture.

Can illegal immigrants get a license?

im wondering beacause a friend of mine(age:16) is an Immigrant and he is worried about this subject so can he get a license or not?



It may depend on the state, since drivers' license are state-issued.


Googling "illegal immigrants drivers license" brought up (it said) over 247,000 hits, so try it and see what's going on.




There are 4 states that do not require proof of legal status for licenses. I think Hawaii is one, and maybe Maryland. I can't think of the others. I want to say Utah.




In some states yes- unfortunately.





CA is giving illegals anything they want practically.




Not legally. They aren't in the country legally why would they be able to drive here legally?




Not in Ohio.

I just traded in an out of state license for a NYS license, how long until I get it?

When I traded it in they gave me this interim paper license, which sucks because it means if I get carded I can't drink. Anyone familiar with this and now how long it takes?



depends on the case load of DMV, but should be 3-6 weeks. They usually run a check on your out-of-state license to be sure it's not bogus or suspended.

About how much would it cost to insure a 2002 Saturn SL2 with about 80,000 miles on it?

I'm having trouble getting quotes online because I'm planning for the future when I move out of the house (so I don't know my address.) Since my job isn't near much public transportation, I'll hopefully take a car with me. I know I will be living somewhere in the northern Chicagoland area like Waukegan, North Chicago, Gray's Lake or Mundeline. Maybe even a place less north like Evanston. It will be where I can find a cheap but decent apartment.





Details:


Northern Chicagoland Area


1 Driver (18)


80,000-90,000 miles.


2002 Saturn SL2





I'd probably go for minimum coverage like Safe Auto, but any kind of educated estimate is welcome!





Thanks in advance!



That depends on a lot of factors but I recommend you to search in this place





ginsurance.notlong.com





here you can get quotes from different companies in your area, thats the best way to find a cheap auto insurance.




no one here can possibly answer your question. There are way too many variables. call for quotes.... but to get a quote, although you may not need an actual address will have to tell them at least the general area where you will be living.

As much as i hate Geico commercials i may go with them,here

insurance.I go through AIG now,but i did call Geico and got a quote.I do apologize for my spelling.Ok i live in NY my car stays in my barn all winter,i took it out today after tunning,fluid changing and all that.I was out ramming,it wasn't a nice day but i had that itch,so i took her out.Geico quoted me $617 and change to insure it,every 6 months,full coverage,theft everything.It's a 2004 Corvette.Is this reasonable you think? Thanks.



I'd grab that quote with both hands.





If you do only use the car for a few summer months they should be able to give a term cover for only the months on the road and a lower rate (basically theft and fire damage) for when it's stored - talk to them some more giving full details of periods on and off the road.




well they one of the top five highest one to use and for a vette sounds about right

How will this 15-20 mph speeding ticket affect my insurance?

I just turned 18 and I am a senior in high school. I live in a small area that is just between two towns. This area is known for its police; they have a tendency to give speeding tickets out like crazy. They hide in places so that they can catch people speeding; the area is generally a 30mph zone. I had a good morning and got a little foot-happy...I sped right up to a cop that hides next to my neighborhood. Needless to say, I was going 50 mph in a 30 mph zone. Without a seat belt. I was extremely honest, so I got a speeding ticket but the seat belt issue was simply a warning. This is my first ticket ever; the only other time I had been pulled over was because I forgot to turn on my headlights...I was 16 at the time.





I have State Farm Insurance and have an extremely decent rate for my age. I have no issues paying the speeding ticket because I did speed...I just don%26#039;t want my insurance to be crushed. I went through driver%26#039;s education, State Farm%26#039;s Steer Clear Program, and I have maintained my grades to ensure that I get a decent rate.





What will this ticket do to my rate? And what is the best I can make out of this situation?



Most companies don%26#039;t routinely check your record on renewals because of the cost of doing it, but SF may check young drivers more often and see it more quickly. What they do with your rate depends on their policy for young drivers, but it almost surely will increase your premium because of the excess over 30. Be prepared for it.





It%26#039;s also possible that the traffic court will reduce the %26quot;excess%26quot; or waive the ticket entirely if you%26#039;re honest and polite, but I wouldn%26#039;t depend on that happening. Be ready for the fine and higher rates.




knowing if yer in Canada or Africa might help. Canada, second ticket gets u 25% increase in premiums


%0D%0A

Who is at fault in this car crash scenario?

I was making a left turn to go into the college campus.I was traveling SOUTH as I approached the solid green light, and I waited for ~ 3-4 minutes until traffic cleared. I see a purple pt cruiser enter the campus through a RIGHT TURN ONLY lane and it is coming from the south (so the direction its headed in, is north), behind it approximately 15-20 feet is a honda accord that is in the TURN ONLY LANE as well and it looked as if it was going to turn into the school. It was too close to the intersection to change lanes so i start entering the turn. the honda accord hit the right side of my car at where the front wheel is and smashed the wheel into the body of the car. the police arrogantly told me i was at fault and did not look around to check the possible speed or anything. the other driver claimed that the speed they were traveling in was 40 mph. mind you my whole right front side was completely destroyed and my car is totaled from the impact. the police looked up the wrong tag and told me that this tag was not belonging to my car- (she typed in the wrong characters.) Then she made out the ticket to my father who is the one who owns the vehicle; but he was not in the accident, he was at work. i was put down as fault, but i do not see how if the other driver was going straight on a turn only lane and trying to change at the intersection it is my fault. who would be at fault if it was taken to court? thank you. there were no witnesses also..



People get confused. There are two types of "fault". One type is where you receive a citation for a traffic violation, that fault is determined by a judge when/if you go to court on the charge. (in your case I would recommend you going and pleading your case) The other "fault" is to determine who pays for damages in case of an accident. Insurance companies determine the second kind of fault based on police reports, witness reports and driver(s) statements. One type of fault has nothing necessarily to do with the other type. It is true that insurance companies place a great deal of weight based on the police report. However, if you don't agree with their findings, you can appeal. Appeals almost never are successful though. No one here can determine either type of fault. Good luck




If he was in the turn only lane and then went straight and hit you he should be at fault. If your left turn was a left turn yield on green it would be your fault. I had a hard time understanding what you are trying to explain.




Unfortunately in an accident like this, if i were the officer i would have cited both of you and had you pay for your own damages. Why, you had to cross an oncoming lane therefore you didn't give right of way or waited until the road was clear before making your move. The other driver made a simple error but also made a lane change in an intersection. People go straight out of a right turn lane all the time. A simple error but since you were turning you had to give way. Sorry.





Also, your father should not be ticketed, you should. Check with the officer's supervisor to see if she made an error.




From your description, in your situation, you cannot turn across oncoming traffic which you did. If that car (that hit you), actually made the right turn, you would have been in conflict with the driver anyway and may have hit them in the driver's side. It's a timing issue. You had to be into your turn for the other driver to have hit you as described. If they went ahead and made their right turn, how close would you have been to hitting them in their driver's side?





Always presume the other driver will do the unexpected. Just because you have a green light doesn't mean you have the absolute right of way into an intersection. Just because a driver has their turn signal on, doesn't mean the will make the indicated turn.





I would be interested in the town and the intersection that this accident occurred. I'm not a lawyer.

Tuesday, March 31, 2009

My emergency break doesn

If i pull up my emergency break, the light comes on, but it doesn't work. i drive a 5 speed, so i need the emergency break! how do i fix this?



Could be that it is disconnected, or seized inside the cable. May have to be replaced. I most commonly run into it being seized or broken inside the cable but you never really know. Take it to a reputable mechanic to check and be sure.




tell us what kind of car or truck you have and we will be able to do a lot more to help you. Most emergency brakes are cable operated and have a slack adjuster some where in them. with out some information on the kind of vehicle you have I can't be specific. Also some vehicles with 4 wheel disc brakes I have seen the caliper go bad like on late 70's to 85 buick Rivera's and 82 and up Comoros and Firebirds.




Well you need to check the cable, it runs to your rear breaks. You can adjust it if possible. Or it could be replaced. Did you just get the car, did this just happening, did you hit something? questions that you need to research




See a mechanic. There are too many possibilities for anyone to help you on YA.





Of course, that won't stop the ignorant from offering their opinions.





By the way, it's a BRAKE, not a break.




all it might need is adjusted or the back brakes needs adjusted up a little bit tighter against the drums.

1994-1997 Accord EGR Question?

This is for sure a tech question..





Keep in mind the reason I started looking into my EGR valve was because I had a check engine light on and it gave me a code of 12. When I refereed to my Haynes manual it called for testing of the vacuum and the lift sensor( the EGR valve).





Today, I tested it the way the haynes manual said and according to all tests.. everything is normal except for one oddity. Also keep in mind at this point the check engine light was not on at all the entire time.





Ok.. So I checked for a vacuum from the control.. NONE.


I put 8 inches of mercury vacuum on the EGR valve.. it held the vacuum with no problem. The oddity was that the car was supposed to stall at 8 in/mg .... it did not stall though it did sound like it wanted to.





Anyways.. after doing these tests everything seemed normal.. So with the fact that the check engine light was not on.. does this mean I have an intermittent problem? Also whats the chances of it being electrical?





Has anyone seen these same symptoms before?



The EGR valve only opens at higher engine speeds, not at idle. At higher engine speeds, enough vacuum is created to open this device. The main thing is to either keep the valve clean, or disconnect it entirely. It is used to reduce pollution. You can accomplish more pollution -wise by installing a set of Iridium or Iridium/ Titanium plugs and disconnecting the valve. If there is an electrical connector, then you can't disconnect the valve without triggering the computer. Good Luck!!!

Can you change your oil too many times?

i usually change mine every 1500 miles or every 2 months



no, it usually depends on how you drive. Forced induction cars need changes more frequently




If the car is a 1950s or 60s model car you are fine doing it that often. If it is a newer fuel injected car you are wasting your money you can go to at least 3000 miles or even longer. My 05 goes to 5000 miles and the oil isn't even that dirty when I have it changed.




You can never change your engine too often, but every 1500 miles is a bit too soon if you consider your pocketbook. Most auto manufacturers recommend an oil change every 3000 to 5000 miles.




Its your money but 1500 miles is to frequent now days with the cars running cleaner you could safely run to 5000 miles on a oil change depending on the environment but at least 3000 miles under serve duty.




1500 miles is to often. Try changing to 3000 miles or every 3 months.




They say every 3000 miles, but i think what you are doing is ok. After all some cars might require changes more frequently.




1500 miles is pretty frequent. 3000 would easily work for most cars.

My car makes a ticking sound, is this normal?

I recently bought a 2003 Honda Civic Ex Coupe Manual Transmission, about 106,000 miles on it, engine runs great, purrs, no lights are on, everything seems PERFECT about the car, except, I notice a ticking sound, and I'm wondering if it is normal or not.





For a better description of the ticking sound, it only does it about 1/3rd of the time I'm slowing down or accelerating, and it ONLY makes the noise if I'm taking off from a stop, or slowing down to a stop, and not all of the time, about 1/3rd as I said. Now, it seems to do it more often in reverse, from a stop starting to back up. It sounds like it is coming from the center of my car from front to back, and maybe a little to the passenger side, its a definate click sound, there is no car movement from it, no shake, or jar, or anything, just a click. It could be perfectly normal, idk, just seeing if anyone has an idea.



Loose heat shields on the exhaust system.





They spot weld them on at the factory, the weld breaks, they vibrate, they warm up and expand with exhaust heat, "Tick" , then cool down, "more Ticking" .





Honda loves putting heat shields on the exhaust system to lessen the transferred heat between the exhaust and the undercarriage of the car, and the ground, in case you park in a pile of dry leaves or something.





Locate the offending heat shield, remove it, tack weld it back on, etc.




I wouldn't worry about it. It could be something shaking around in the AC, could be a part just hitting against something, a loose bolt... It could be a million things. If youre worried about it, take it to a mechanic. Sullivan Tire is really good about just looking at things and giving free estimates.




Sounds like it might be your valve lifters.They might need a slight adjustment or sometimes a slightly thicker viscosity oil will quiet noisy lifters.




Check your exhaust flange gasket, often a leaking gasket at the head or the collector will make a ticking noise.




Check the oil and transmission fluid, that ticking could be the last sound your engine makes before it seizes up.




Check your brake pads. They have a clicker mechanism that alerts you to replace them.




NOOOOOOO check oil now

Is it inadvisable to use both A/C and recirculation buttons at the same time?

No. The people who manufactured your car would not have allowed such a setting if it were not advisable. The deal is, like others have said, when you use the recirculate setting, the air inside the car is being cooled, and recirculated, which actually helps the A/C by keeping it from working so hard. If you are constantly cooling hot outside air before it is brought into the car, the A/C has to work harder to keep the inside of the car cool. The down side to using the recirculate setting is that the air inside the car isn't replaced with fresh outside air as much, so if you have a car full of sweaty people, smokers, people with smelly shoes, or other sources of odors, those odors stay in the car instead of being replaced with fresh outside air. In damp weather, it's better not to use the recirculate setting since the inside of the windows tends to fog up more because of the moisture generated by your breathing. One good thing about the recirculate feature is that if you are about to pull in behind a smokey diesel truck or other fume-belching vehicle, you can set the controls to recirculate so your car doesn't suck as much of that crap into the car.




No, not at all. If you recirculate the air in the car it will allow it to get colder in the cabin. On really hot days you should run it on max with at least one window part way down then when it starts cooling off and you run the hot air out, roll up the window and switch it to recirculate.




the first guy who answered your question is wrong. it is perfectly fine to use recirc with ac. the ac will actually blow colder with this setting




No. It will suck the colder cabin air back in and actually make for colder ac. A lot of cars have a Max Ac setting which activates the recirc.




Yes not only will it make it colder but will be easier on the compressor which will not have to run as much win win




well it could blow some fuses, or mess up some wiring but. i would'nt advise it.

I

I need to get my truck painted, I need a tune up, and i'd like to put bigger tires on. How much would it cost me??





I've got a 05 dodge ram 3500 extended cab long bed, 4wd, dulley,



if you want a cheapy paint job take it to earl shybe or macco for 500$, tune up 150$ make if your just doing plugs and wires, and tires depends on what size and make so 200-500 a tires it could run you




painting couldd be around six thousand dollars for that big ole truck


tune up i dont know what you meant by that adding perfromance parts or checking to make sure everythings running ok walmart checks your car for problems for free tires might be 200 dollars a a peace it really depends on brand




Depends on where you take the truck. Could be several thousand dollars or more.

Installing universal muffler on my car?

can i install my muffler using jb weld?



unfortunatley no.





you need to be safe up to around 800 degrees for a muffler connection (not that it will get that hot) but JB weld is probably only good for up to about 400 degrees and will degrade around 250.





clamps and/or welding are the only way u can go.




JB weld is an amazing substance but no. The heat and vibration of an exhaust with crack it. Just get some exhaust clamps they're not very expensive.




echaust clamps.. but dpending on the car, it may not run properly

Is schooling required to be a smog tester?

opt: how much money do these guys usually make an hour?



I have been doing inspection for over 30 years and yes you need to attend state schooling but you don't make a lot unless you own the shop...

How much do you think it would cost to have these parts replaced?

Car needs some items replaced, so going to get a new water pump, thermostat, timing belt, servicing belt, alternator belt, and all the gaskets for them. Also getting the oil changed and radiator flushed, guy said he'd do it for $650, you think that's fair?





Cars a 1993 ford probe gt 2.5L V6.



hmmm. you should only need one belt(10). and one timing chain(20). water pump/gasket wont be to cheap(150,10)), t stat should be cheap(20), oil change easy(20), inexpensive and radiator fluch not to bad (40). im thinking around:


300$ in parts (if that), and maybe(?) 220$ in labor.. so if you pay him 550 cash im sure he'd be fine with it..




If this is the Mazda based engine, the items you need are very pricey. This IS a good deal, if the tech is using all genuine factory replacement parts, and not skimming with cheaper aftermarket parts. There is a special skill involved in completing this task correctly, but using inferior parts will compromise the longevity of the repair. Buy your own parts from the dealer, and then ask how much to install. Or, get all the receipts for where the parts came from. Good Luck!!!

After Neutral Saftey Switch was Changed Van Still wont start?

I have a 1989 E150, For a few days I could start the Van by Moving the Gear Shift lever around and she would start, so I changed the Neutral Safety Switch, well to my wonderment, I still have to wiggle the gear shift lever to start.. Help. What next. ( The van does start right up, once you finds its happy spot )



there should be a slide adjustment at the switch..put the slector lever where you want it and while try to start the van..slide the switch until it starts..tighten it there and you should be fine...

What happen to Chrysler?

What happen to Chrysler? President Obama say they will go out of bussiness soon is this true? He say Ford , GM is the future of America but he dint say nothing about Chrysler! Is Chrysler is here to stay?



chrysler has 30 days to merge with fiat or probably go into bankrupsy.

Exhaust Tip,Trim, please help ?

Hi i wanna get an exhaust trim/tip for my fiest mk6 06 plate


the exhaust points down so what exhaust tip do i need, i would like to be able to see it from under the car if poss, althought their is no groove in the car for it to come out straight...





and also do the trims make a louder exhaust sound ?, i know mufflers do, but i dont want it sounding stupid, maybe a tiny bit deeper if anything


and help would be great asap, thanks





James



cut the curved end off of the tailpipe with a hacksaw and get a chromed straight tip of your choice, get one that has the 3 screws on it to tighten it down to the tailpipe and no it won't change the sound of your car at all, it's just for looks.

Help! Car part name...?

What do you call the part of the car that covers the bottom of the front of the car?





Or do you know of a website where I can see different parts of the car so I'll have the name.





I know it sounds all weird, but my car has been acting weird ever since that bottom piece got thorn, and the mechanics I've seen all say different things about axles and struts (I ended up paying close to $1500) but the car still feels weird.





Help?



Is it a large piece of plastic that goes under the engine? If so it is called the front undertray.


If it is a piece that just fits under the bumper and doesn't extend back under the car it is called a spoiler.


Both will make the car less stable at speed.




either what the other answerer said or maybe, if you hav a truck or suv, a skidplate

How do I find the right size rim for my car?

There's a old abandoned house across from my place with 40 different old car rims in the yard, How do I figure out which one will fit my car. I'm assuming to just bring a tape measure over there and measure them individually?



Basically you are right about measuring, but sometimes it gets a bit more complicated as you go. not only do you need to measure the diameter and width of the rim, the lug pattern must be exactly the same, the rim "offset" must be the same, the center "hub" hole should be the same, and in some cases the bolt hole chamfer/bevel must be the same degree pitch.





Obviously not all rims are created equal, and some rims are different just because of whether they are made for two wheel or four wheel drive vehicles...




just bring a tape measure over there and measure them individually

I have a 85 4x4 bronco it has been sitting for over 2 years i want to try and start it.?

I have a 85 4x4 bronco that has been sitting for over 2 years , i want to try to start it but i don't know what steps to take to try and get it going and to be sure the motor has not (and will not) seized but i don't want to spend allot of money at first till i know that i can get it started then i am willing to do what it will take i really love this truck i want to get it ready for summer! please help!



Check all the fluids, oil, coolant. The fuel is going to be stale, so add a can of fuel stabilizer to the tank. Put a charger on the battery, if it won't take a charge it will have to be replaced.





Once all the fluids are topped off and the battery up, pull the spark plugs and turn the engine over to make sure it will turn and isn't frozen. If it turns, check the plug gap and put the plugs back in. Use a small amount of starting fluid, and see if it will start. It may take a bit before it settles down and runs smoothly and at a decent idle.





Once you have it up and running, check the tires and belts and hoses and replace as needed. Good luck with it.




Start off by changing the oil and gas, put a new battery in, then swap out the spark plugs. If you are a little car savy you could sand the contact points on the distributor to get any rust off of them. If you do that it should turn over at least if it is not seized. You will be able to tell if it's siezed almost instantly once you turn the key because it wont turn over.




Charge the battery so it will turn over.


Change the oil so the oil pump will circulate the oil faster to the upperside of the engine.


Buy a can of either and spray some in the carburetor before starting, that will really help it start quicker.

Where can i find weatherstripping for a 1983 cadillac hearse?

A website of a place where i can order it would be helpful if anyone knows.



Try Steele Rubber Products and see if the can help. They have all kinds of car weatherstrip replacements, motor mounts and body mounts.............md




try year one




i need some for my 88 oldsmobile too. you might try jc whitney.

What is front wheel drive on a car.?

I have a 98 Grand Am GT they say is front wheel drive. What is front wheel drive and how much trouble can I expect from it?



It means the power of the vehicle is produced by the front two tires, which means, the front two tires are how the vehicle moves.





You shouldn't expect much trouble, it's actually very beneficial. This is why so many cars these days are engineered as front wheel drive.




Simply means the front wheels are the pulling wheels as opposed to rear wheel like old cars or trucks.

Why cant a body lift kit be used with a suspension lift kit?

vehicle in question 92 dakota



It can but you may have to make additional modifications.




i know tons of people who have trucks setup like that. typically you can only get 2 or 3" body lift kits. a body lift has the advantage of not raising your center of gravity as much as a normal suspension lift. and as for cornering umm who would expect good cornering on any kind of lifted vehicle. the only thing would be what your local laws are if you plan on driving it on the street.




you can get a suspension lift and body kit on any vehicle, i wouldnt suggest it, but its possible, it will be too high and unsafe




me i have both on my truck, 4in body 2.5 susp, its awesome but its very unstable on corners




It can be... Body lift is a cheaper way to give you more room on the wheel wells for larger wheels/

2005 Altima leaks water into the oil. Head Gasket?

2005 Altima 2.5 I have noticed that there is water in the oil when I check the dip stick. I am thinking head gasket. Has anyone repaired one of these before?



Yes. Check that your coolant level is dropping. This will prove that the gasket is leaking. Watch for signs of water formation in your tailpipe. Soem condensation in the oil is normal on cold, damp, or humid days. It will burn off as the engine heats up. If you have an excess. like the oil is milky, then you may need a new head gaskte. This is an expensive undertaking, as the heads will have to be heated, reshaped, and milled at an appropriate engine shop to prepare for re-installation. Also, it is tricky because you are dealing with the timing belt and other pulleys. You might be able to get away with having your head bolts re-torqued to factory spec's, in order, one-at-a-time. Do this with the engine hot. It should be able to pull the head back into shape if it has over-heated. Use only Genuine Nissan coolant, never mix it with anything but h2o. Also, be sure that your idle air control valve is clean. If it is not working properly or if the PCV valve is not, it can cause water formation that acts like a head gasket problem. Good Luck!!




If you find that there's milky colour sticking out of the dip-stick, then you're right. It's a blown head-gasket. A top over-haul could solve everything. All the best.




yep that,s what it is, the head gasket.

Do car body parts come primed and ready to paint?

I just ordered a new drivers side front fender for my car. The best price I can find around here to paint it (even if I bring the thing in without it being on the car) its around $180.00.





Anyway, I found some stuff online saying that it is really easy to do yourself. But it is instructions for how more or less to RE-paint it. Sand it down and all.





But what do you say? if I buy some spray paint, do 2 coats and then put a clear coat on, will that be cool?





Any tips would be helpful.





Thanks!



The spray paint will not look very good when it dries, not even with clear coat. It will be hard to get the right coloration, and spray paint tends to leave very un-even surfaces after the paint dries. You can do it yourself, it will be much cheaper than having an auto-body/paint shop do it , but will not look very good compared to a professional job.




The part *SHOULD* be primed for $180 otherwise you got ripped off. 99% of the time parts like bumpers, fenders, doors, are already primed (white) and yes you can spray paint them and clear coat them. I personally have never had any luck spray painting car parts. They always end up looking like crap. You really gotta do a lot of sanding and airbrushing if you want them to look right.





Try bringing the part to a MACCO or collision expert. See if they%26#039;ll paint the part for $50-$150. If they can it%26#039;ll look infinitely better than anything you%26#039;d be able to do in your garage/basement for a quarter of the price.




You might have tried finding a used fender through a salvage yard or Car-Parts.com. The color might be a little off but would look definitely better than spray paint.




that,s all that,s on them is primer. it,s up to you to get it painted.


%0D%0A

HOW CAN YOU GET POWDERED BATTERY ACID OFF OF LEATHER SEATS WITHOUT DAMAGING THE LEATHER?

Idk about leather seats but I know that you can take the battery acid and corrison off a battery with just Coca-Cola believe or not.

Can my car pass emissions with the check engine light on?

what are the chances it passes with the light on?





i has a crap load of miles, 201K lol, its a 98 honda accord





i live in VA if that makes a difference.



Nope. Its not even legal to test a car with the ck eng light on.




VA is of of the worst states for inspections. they used to make you get one every 6 months. good luck.

When do you need to get a new cam belt fitted?

Will the garage check and tell you if you need a new one when you have an MOT/Service? Or is this something you need to keep a check on yourself? My car's done 87,000 miles, so I think I need to get a new cam belt. Any advice? And how much should this cost (it's a ford focus ghia)



Read your owner's manual.. It will be very specific about when to change the belt. I have done one recently, and if you don't know what you are doing, you can make a mess of things! At this time, you should change the tensoiner and other related pulleys. It can be costly due to the price of parts. Use only genuine Ford parts. Shop for best price on internet. Most better dealerships have E-mail directly into their parts department. This engine was designed by Porsche for Ford. An experienced tech can do without special tools, but it is still a small challenge. The fron damper must be removed. Good Luck!!




I'd say you are dangerously over due..get professional advice asap..

Why is my car steering wheel more towards the right?

when the car is parked straight & the wheels are straight



Either your steering/tracking adjustment needs fixing or you have an under inflated tyre on one side.





If you have recently done any work on it, ensure that the steering wheel was put back on exactly straight.




When you are driving the car in a straight line is the steering wheel straight or ****** over to one side?


Its possible that when the car had is wheel alignment done in the past, the fitter wh did the work adjusted the wheel alignment with out making sure that the steering wheel was central.


Ja.




Assuming that you had your tracking adjusted recently and you have not been smacking your car into the kerb. The person who adjusted your tracking was lazy because they didn't adjust by an even amount on either side,this would certainly make your steering wheel look crooked when your wheels point straight forwards.Could also be bent track rod.




If you mean the whole wheel is tilted towards the right of the car, then that is the same on all cars with right hand drive. If you mean the 'spokes' are not dead ahead in line, then the previous answers are correct.




you might have hit something in the front, which cause the steering system to skip a tooth. The steering is about gears, and it you skip a tooth it will cause the wheel not to be aligned with the wheels.




either the right wheel doesnt hav enough air in it or the arm underneath is worn, it could be the rack, easily adjusted, jus tlook in hyanes manual




Take ur car to a tire shop and get it alligned. happend to my car its jus from hittin pottholes and other things.




your wheel alignment is probably off.


just take it to a mechanic and they will re-align it (:

Broken Bolt Problem.?

While attempting to take a bolt out of my intake manifold (stainless steel) the extractor broke insde of the whole.. Te xtractor is stainless steel... How can I take it out? would heating the part work? drilling?? Help Please!



What does the bolt hold together? Could matter... Odds are you're going to have to drill it out and re-thread the hole, you'll need a tap and die set...





EDIT... You could try using a drill bit (smaller than the hole), and maybe it'd spin the extractor out since the extractor should be reverse threaded. I'd probably try once without heat and then heat it if that doesn't work... Then once it's free, use a magnet to pick it out of the hole...




I would try heating the extractor and bolt if you are able to and removing the extractor. If you cant get it out with heat, you're going to have to cut it off. If you can cut it flush with the broken bolt that would be best. Then drill the bolt out and re-thread. Cobalt drill bit or diamond tipped drill bit.





Usually extractors break because they had been inserted unevenly or not to center. Or sometimes just because the bolt is really stuck in there good.




I suggest heading to your local hardware shop and getting the drill bit attachment that's made for this.





Sorry, just read you were using the xtractor and that's what broke. Oh boy, I'm not sure what to do next. Sorry.




do you know how hard it is to drill a extractor ? it,s very hard. you might try a diamond head bit and try to drill it out.

Sunday, March 22, 2009

Will i receive a theory test confirmation letter?

i booked my theory test online last week through directgov and i was wondering if i am going to receive a confirmation letter or an appointment letter through the post.



yes, it will also contain a dvd of what to do on the day

Where do you go when you dicover that your name and ssn shows up in a state you

where do I go to find out, with out haveing a big hassle.



You need to alert the three credit bureaus that you may be a victim of fraud.


Experian: 888.397.3742


Equifax: 800.525.6285


TransUnion: 800.680.7289





If you call one of these numbers they will contact the other two for you and put a fraud alert on your credit report. They will each send you contact info in the mail and you can request a copy of your credit reports to look for any irregularities.


This just recently happened to me. Someone tried to use my name and SSN to attempt to buy 4 Verizon cell phones and accounts to ship them to Miami. Luckily Verizon contacted me to verify the purchase.




Shows up how? Like someone there is using it? if it is not authorized to use it then contact the authorities. you could be looking at identity theft.




if you've got a sister or aquaintance who has been there, ask them about it. then contact the authorities and credit bureau and report it.

Where can I get car insurance for my group 18 vehicle so thamy brother from Argentina can drive it temporarily?

My brother is visiting me in June ans staying for 3 weeks. I want to insure him so he can use my Porsche wheels ;-) BUT my current insurer will not insure non EU licenses. He has an international Argentine drivers license and no convictions, etc. So far I found two major hurdles: license being non-eu and car being group 18. Can inyone recommend an insurer/broker to get this done? Thanks! - This question applies to UK btw.. not sure the scope of users this will go to ;-)



I think your only answer is to change your own policy to either 'any driver' or 'self and family only' Don't know if you can do the second.


He should be able to get a third party insurance in his own name when he gets here. Check if he can do that for any vehicle and tell him not to state that his licence is non-UK as he is entitled to drive on it in UK for a set period (don't know how long)


Meanwhile try to just declare that he has a full licence only and not it's origin, which is the truth.Most Insurance Companies will issue a 'Third Party Only' insurance if you trust him enough not to 'bend' it.


Hope this helps




try going to the norwich union website, you may be able to either take out apolicy with them for 12 months or at one point they offered a temporary cover that you could take out for a week or so to cover you driving a vehicle.





your current insurer shouldnt really be restricting licences like that, as long as your brother holds an international licence and has not been in the uk for more that 12 months you should be able to add him as a temporary driver.





Your final difficulty being that its a porsche most insurers will ask that he has experience of driving this kind of vehicle. it may just be easier to hire a car for the duration of he trip and quite possibly cheaper!!




autoinsurance.maclenet.com - try this one. I have their car insurance and, as I know, they can provide such a service.

What is the fine for no proof of vehicle insurance in Minnesota? What can I do?

I borrowed a car and got pulled over for not coming to a complete stop at a stop sign. I called the owner and he added the insurance that same day. I took the papers to DMV and they said they would not accept it since it was dated the same day. I got a hearing time a couple of months from now. Is this a felony for me? What might the fine be? I'm not sure on anything.



It's not a felony, but since you were the driver, you are responsible for this, even though it's your friend's car. I think your friend should pay any fine you may have to pay, since technically he put you in this mess.




The penalty can be a sentence for imprisonment and a fine of not less than $200 but not more than the maximum fine applicable to misdemeanors (since the offense is a misdemeanor). In addition to the fine a person convicted of this might also have their driver's license revoked.

I

I have no one to teach me how to drive!!





I am 23 years old. I went away to college, and I still dont drive. I never got my license. I got my permit in college. But, no one has time to teach me how to drive in my family, but I don't want to go to other people outside my family, b/c they're not dependable. I am unemployed right, but I'm getting interviews so things are looking good. But, I can't really afford to get driving lessons right now because they're really expensive. What can I do? My dad bought a car for me from someone couple yrs ago, but I can't even drive it. I can't even practice in it, because they claim they're too busy.











What can I do? Is there something really cheap that I could do? Do I have any options??

















10 points best answer!!!



That is what is wrong with America today, they want to have kids, but make excuses and lets everyone else do their work. But anyway, in your situation I would just save up and go to driving school, I quit depending on people because of the same thing happened to me.




You must have a friend who can help.


I am 19 and do not have my drivers license either and need to get it...




your parents should MAKE TIME to teach you..how about right when they get home..tell them hoe important it is too u..if not they are mean??why don't u practice on ur own.. you have a car!!!




Sounds to me like you're making excuses for not driving, and don't really want to. And there is nothing wrong with that. My mother in law never drove, never felt a need to, and never had a license.





But if you went away to college, you know someone who would take the time to teach you how to drive. You can't tell me everyone you know is not dependable. Well you can, but I don't believe it. If the car bought for you is in your name, it's your car. And if it's your car, they can't stop you from using it to learn to drive. If it's not, forget it.





If you really want to learn, you will come up with someone to help, or the money for professional lessons.





Good luck.

Are SUVs expensive to insure?

I'm looking to buy my first car and have decided I want an a small SUV such as a Ford Escape or Hyundai Tucson. I know since I'm young and will need full coverage the insurance will be expensive either way. But, are small SUVs more expensive to insure than say an ordinary vehicle like a Honda Accord? If so, about how much would you estimate percent wise. thanks



A lot of it has to do with your age, driving record, marital status and other insured property like a home. When we got rid of my wife's '99 base model Cavalier for an '06 Mercury Mariner 4x4 luxury package, our insurance premium barely went up.




It depends in a lot of factors and its very hard to tell you, but you can easily know that by getting quotes online, you can do it here





ginsurance.notlong.com

Has anyone ever heard of a tire tax?

My sister and brother-in-law tried to buy a car from this guy and he included a tax for each tire!!! wth is with that?



Private sellers cannot collect taxes, period, it is against the law. A non-retailer doesn't have a collection agreement, so that yahoo is only trying to get a few more bucks for the car. Many states/provinces have tire tax, but it is payable only on brand new tires purchased from retailers, and is intended as a disposal levy, but paid in advance.

Tuesday, March 10, 2009

Who Offers the Best Auto Insurance?

who offers the best coverage,


customer service,


no problems with claims?








- Progressive


- Amco


- Fred Loya insurance


- AAA


- E-surance


- State Farm


- Allstate


- Any others yall know that operate in Texas





Why or why not?

How much for insurance please help????

hey im new to insurance issues and i was wondering


i just got my license right after i turned 18. im about to get a new car and i was wondering how much you guys think i will have to pay for insurance


im not a student and im getting a 2010 kia soul


iv never been in an accident


and iv never had any violations


and i live in Nashville


and ideas?



Go on one of the online sites like Geico or Progressive and run a quote. That should give you an good idea.

Do i have to buy insurance for Non-operational vehicle in California?

I will be storing my vehicle at the garage for a while. And my registration is soon to renew. If I pay for non-operational vehicle fee, do I still have to pay any auto insurance for this non-operating car?


If I do, what's the minimum coverage i should get? thanks!



You do not need to insure a vehicle that is not on the road.

Do I have to pay my reinstatement fee in order to get a driver

I have to pay a $495.00 reinstatement fee in order to get my license in Ohio where i live, would I have to pay the $495 in order to get my license in a different state?

If my mom rents a car can i drive it if i have temps?

My mom is renting a car from enterprise.Can i drive the car if i have my temps



no

Information on the Driving Test in CA?

What happens if you fail your driving test three times in California?


I heard that you can't get your license until your eighteen


but then I've also heard you get your license taken away but can retry once you get your permit back


Which is it?

Smog test and new registration stickers?

I did my cars smog for the first time, and still did not recived registration stickers.Yes I did pay the dmv registration fee and i did my smog a day before the due date. My current registrations were good till 8th of March. Will I get a ticket if I get pulled over? I live in California.





Thanks.

What do you do when you had major work done on your car but the company is no longer in business?

i've had ball bearings and rack and pinion done and its possible they may already need replaced only after 3 or 4 yrs. i know that both places that did the work are no longer in business. do i have a warranty past the first yr and how do i remedy it?



Best bet would be to take it to a mechanic and have them check it out first to make sure that its your ball bearings and rack. Then go from there! Not sure what else to do!




You are petty much out of luck. Most places only warranty that type of work for 90 days. They usually blame it on your driving habits and road conditions where you live as well as not maintaining the vehicle properly. However; Don't know what state you live in; but, some states have a Consumer affairs division in the Department of Motor Vehicles who may or may not be able help you. If they only moved to another part of the State than the DMV would still have business license authority over them and may get you some kind of compensation. Good Luck.

Do I need insurance when I drive my used car home?

I am getting a car from my aunt, and will need to drive it home. Is it legally allowed to drive the car home as soon as the title is signed over to me without innsurance and then not drive it again until it is insured? If this is allowed I was planing on getting it innsured no more than 2 days later. thanks



No... what if you got in an accident on your way home? Without insurance, you would be sued. And ticketed severely.




Sure as long as you are careful..... Of course not. If anything should happen you got zero coverage.




Yes, you should have some sort of cover in place that lets you take the car home.




You can not drive a car that isn't insured!!




If you already have insurance on another car, it usually covers for short time.




Befor you drive it anywhere you will need to get it registered, insured, and put plates on it.




No No No! Get someone else to take it home for you. Be patient, you have a car, and in a couple of days you will have the insurance to drive it.


Think how you will pay the damages if you injure or kill someone on the way home from your Aunts? It's just not worth it for the sake of a couple of days.

I have a silly question about purchasing a car...?

So I am buying my first car next week and I was wondering what happens when I drive it off the lot. Do I just drive it away with no licence plate and insurance and then get it afterward? What happens with that? I tried searching online, but couldn't find much info about it! Thanks!



The dealer will get you plates, registration, insurance card, and inspection stickers.




No. The dealer will put a Temporary plate on the vehicle and will order your permanent one which will come in a few weeks. You have to also get an insurance "binder". Give your insurance company the info on the new vehicle and they will give you a binder which will cover you right away until you get the actual policy.




If you already have a car that is insured the dealer will call the insurance company and have the information added to that policy. If not you will need to get insurance before they can let you drive the car home. You may have to get the car information and take to an insurance agent and put a deposit down to enact the insurance. After the deal is done and the insurance is verified they will install a 30 day tag, you use that tag until your permanent license plate comes.




Most sellers have insurance which will cover you to get the car home, and probably for a couple of days after that. If you are buying


privately, the seller may have insurance for other drivers. Ask. Alternately, most insurance companies will give you temporary cover if you tell them what the car model is, yr age, etc., before you buy. Then when the car is registered, you phone the details thru.





Just don't even get into the car without insurance. It can be an expensive experience.

Who is at fault in this accident?

I was waiting behind a car at a junction in a quiet side road. the car in front pulled out of the junction and turned left. I was also turning left and followed the car out of the junction. the car in front was approaching a mini roundabout and it was free to go the car in front slammed on their brakes and i went straight into the back of them. who is to blame?



you are. always that way cos if you went in to back of them then it shows you werent paying correct care and attn and also hadnt left enough space between you to stop.


i know its annoying when they are hesitant like this but by law the accident was your fault




I%26#039;m afraid you are, simply because, as it was said, you were not paying enough attention to the car in front. Hope no one was hurt.




Yes the first answer is right. Running into the back of someone is always your fault. Unless you can prove you were stationery with the handbrake on and the other car rolled backwards into you, you%26#039;ll have to take the blame I%26#039;m afraid.




ooops, the law states that the onus is on the driver behind and its driving with out due care and attention, so you are to blame sorry.


Got to admit in situations like the one you describe it winds me up too because you cant see why they%26#039;ve slammed their brakes on, but then I have a little cus and think there must be a reason, another car coming maybe, but what ever you really need to pay attention




100% your fault.


You should always be leaving enough space between yourself and the car in front for you to brake/stop in time.


%0D%0A

I

I'm thinking about getting a 1992 240sx coupe or a honda civic, crx, or maybe even a del sol..... so which one do you think should i get?



240sx Yeahhhh! :D




none of the above. They are all to small. Statistically, new drivers are in an accident in their first two years of driving. For those 2 years, your going to want something bigger, something that you can make some mistakes in. An accident in a Del Sol, Miata, CRX, and so on, will kill you.




CIVIC PROBABLY EASIER TO FIX PARTS ARE EASY TO FIND BUT DONT BE ONE OF THOSE GUYS THAT TRY TO RACE IT ALL OUT A LOT OF PEOPLE GET KILLED THAT WAY AT LEAST OUT HERE IN CALIFORNIA




first things first, get some more experience in driving. I crashed my first car my parents bought me when i was 16. it was a 1999 corvette 6spd.





but i would say get something you wont have to fix forever....a crx is very old...and for a engine that is older than you are...stay clear of it.





240sx, well it depends if you get a newer model like a 1995 240sx.. If its the old models then beware of high maintainance. If it has a new motor, and runs great then it would be a great all around car. powerful too. rear wheel drive is not fun when you spin out.





a civic is fairly cheap price, you can get a 1998 ex or si reasonably under 7k. I say go for a civic. front wheel drive, is a tad bit easier to handle.. great car for daily use, and falls in the middle of performance between the crx and 240.




old cars are okay! im 19 years old and i constantly drive a bmw e30 323i thats 8/ 9 years older than I am. The car still does wonders. awesome acceleration, and it can still take on most new cars on the road. Id say go for the crx

Sunday, March 8, 2009

Save Money on Auto Insurance, I can help you!


Looking to buy a new car? Know the price of it, to ensure it!



Automatic insurance premium is part of a drive by car, car maintenance fee, operation, general safety record, finally, the possibility of theft. Vehicle function, lower chance of injury or stolen,, such as airbags, antilock brake brake system, the daytime running lights, and anti-theft device, regarded as more insurance. Therefore, many insurance companies offer discount, the car.
Don't solve the first offer.


To find the best auto insurance quotes may cause some confusion and frustration. A landslide amount insurance company/company, each has its own unique process, they sell their policies.
A couple of technology, to minimize potential insurance company, to list of thumb through the consumer magazine, or examination and consumer complaints in listed companies (ratio of each country BaoXianBu).


Request insurance quotes from a trusted third party.


As a consumer, it is always a clever idea, seeking help a fair to a third party. "Millions of insurance of commercial on television to obtain your enterprise through humor. I like all these advertisements, but this does not mean that they can provide the lowest insurance expenses. If you are looking for, go to a comedy club humor. If you want to save a lot of money, and every year to visit InsuranceQuotes.com, earning your insurance company," Harper said.
In InsuranceQuotes.com, consumer choice insurance type, they are interested in receiving the quotation, fill out the form online and in a few minutes for submission. At that time, the local insurance agents, they contact consumer demand insurance. Consumers can choose the best solution, they receive.


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Auto insurance law gives us some sticker shock


The new regulations, demanding, prevent the uninsured driver brought the premium for thousands of grain.




The pilot Steve Glasgow charlotte retired, he opened the letter of auto insurance company in January to find an unpleasant 184 dollars.


This is part of the increase of his car insurance, including whether he was cast or underinsured the driver.


"In today's economy, Glasgow," said, "it's a big problem."


Tens of thousands of north Carolina jump in their drivers found a car insurance law, because next 1st January. O, however, are charlotte drafting legislation that could reduce the dial-up prices, at least in the next few years.


The insurance company in the lead of the support.


Many owners in north Carolina, may increase this year, because they act in interest rates, but thousands of drivers also appeared to rise, because a new law of insurance accident reports and related underinsured or driver.


"No one's thoughts, said:" the consequences of Dan, a senator Clodfelter charlotte Democrats.
Legislature passed a bill, last year, in addition to other steps in the car driver, requirements, insurance, insurance policy underinsured driving. The driver said, from the scope of protection of the medical fees and other fees, if they are under the insurance of the driver.


All the owners in north Carolina are required to have insurance, can prolong their vehicle tags do not have it, but some let it failure license renewal. About 12 percent of the owner in north Carolina, according to insurance, insurance, camilla Christine commissioner spokesman Wayne goodwin.


"The poor economic and employment of loss and increase of downsizing, we expect, people may reduce their insurance pay other expenses," bynum said: "this merari will mean more insurance, underinsured driving streets."


The new law, but also need to owners have the same degree of its insurance coverage, they do so for drivers of their responsibilities. In other words, the highest pie colour is the same, whether to be hurt by the policyholder hit a insurance driver or another driver, accident is the policyholder's fault.


Glasgow, who has a clear policy, he and premium increases, and maintain the AIG lower dollar amount of coverage against driving protection.


"The need to be level depends on the individual," said, "no country in Glasgow or insurance company."


Glasgow increased premiums Clodfelter contact. Last month.


There is still not clear how many owners saw raise interest rates, because the coverage of equality. 70,000 customers in the nationwide, the biggest auto insurance companies in the country, obtain larger insurance act, because the competent government Valauri Susan said that the relationship in north Carolina. The average growth this year, approximately $22 for the biggest increase to $120 a year.


The price of this may be seen in Glasgow dramatically increase, because he has a high level of his liability insurance coverage, and the minimum coverage, he was driving.
Valauri said that more than 99 percent of the company's customers have insured auto control coverage, while maintaining the equality of 91 percent of coverage and degree of liability insurance.


"This is not a big problem, most drivers," Valauri said. "For those other customers... it would be a very big deal with them."


Valauri and other companies are, to ensure the laws and legislation allows clients to choose different levels of coverage.


He is expected to be introduced Clodfelter legislation in the coming weeks.

Saturday, March 7, 2009

Find the probability of cheap car insurance

What is easy, even in today's hit the world. Automobile insurance is a lot of trouble, put most of the day, with different call from the company to obtain motor vehicle insurance quotation. A lot of people did not have time to go to waste to call several different company's phone number, to bargain, the best solution and the lowest auto insurance rates. But everyone is also looking for the best motor insurance quotation, whether they have a lot of time on their hands go around the store. If you are a cheap shopping, then you know you'd better go to the Internet are the most great deal - at anything. If you buy auto insurance online, you may have to come.

Vehicle insurance companies said that they can provide you with the best deals and lowest interest rates, it is almost impossible to get a direct answer, when you get a quote over the phone. Lot of shoppers feel more comfortable, buy auto insurance online quick and easy process, does not mean sitting in a long series of automated questions and answers. Through the collection, quoted on the Internet, you people would not have any phone conversation, to answer any questions posed by the voice, or sitting, automation and other human has time to talk about with you. Mobile Internet lets you easily obtained in the course of quotation, and many consumers like this approach.

If you want access to online quotation, the first rules are not motor vehicle insurance company website. This will limit your options and your quotation. Where there is lot of places, where you fill in a questionnaire survey, and then compared the single quotes in parallel. You can use this way, check rates and coverage of several different companies. The use of mobile as the sole instrument, so much quotes can spend several hours. With the Internet, you can compare the list of the quotation, immediately clear the company's prices do not meet your budget. Any web search will produce the website, providing comparison-shopping and many motor vehicle insurance for your needs.

Another good way to go when it come to buy a car through an independent insurance broker. Bought an independent agent does not work any one company, but for you, the consumer. Them to do all the work for your quotation, as compared to the final they will usually provide you with a better deal than you could find yourself. Independent agent to provide automobile insurance through the selection of trading partners, policy and interest rates does not exist. You never want your car insurance company will only give them a check every month or 6 months (depending on your payment plan). If you have any questions, simply contact your insurance agent and they will take care of what I was doing. Best of all, there is no cost and use of an independent agent, you pay your car insurance bill.

Most people have car insurance, because national laws, the other only know that there is motor vehicle insurance is a good idea. Only because you have to does not mean you should not get many at the same time, you will have to pay, the better. You can find the best auto insurance rates is not a waste of time or tons on for several hours. True, not everyone deserve the best deal at a cheap insurance quotation?